Starting Fresh: Setting Financial Intentions for the New Year

The last days of December carry a unique mix of quiet and anticipation. The old year is almost finished, and a fresh one is just waiting to begin. It’s a natural time to think about what you want the coming year to hold—financially and otherwise.

Rather than setting rigid resolutions, consider framing your goals as intentions. An intention is less about perfection and more about direction. Maybe you want to give more generously, save more consistently, or finally take that trip you’ve been dreaming about. Whatever it is, setting an intention gives you something to move toward with purpose.

When paired with a clear financial plan, those intentions stop being wishful thinking and become achievable steps. As you step into the new year, take a moment to name what matters most—and let your finances serve those priorities.