Preparing for Medicare & Open Enrollment
If you’re nearing Medicare age—or helping a loved one who is—open enrollment (October 15–December 7) can feel like alphabet soup: Parts A, B, C, D, and supplements galore.
Start early. Review:
Current Coverage: Are prescriptions and doctors still in network?
Costs: Compare total annual expenses, not just premiums.
Changes: Insurers update formularies yearly—confirm medications remain covered.
Medicare decisions affect cash flow and peace of mind. Behavioral studies show we make better long-term choices when we reduce choice overload—so narrow options to two or three plans before comparing.
A client recently said, “I dreaded Medicare paperwork until I made it my October project with tea and a checklist. It wasn’t scary—it was satisfying.”
That’s the goal: replace anxiety with understanding. The more informed you are, the more empowered your health and finances become